Real estate appraisal services for homeowners in the city of Glen Allen and Henrico County

Check out the top reasons VA homeowners need Amy Bloom:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To cut your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a VA divorce, where real estate property needs to be divided
Determine the true market value of real estate in question to settle an estate

Need help determining the value of your home in or near Glen Allen, VA?
Contact Amy Bloom.

We at Amy Bloom understand the unique needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Amy Bloom will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to remove PMI

An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. At Amy Bloom, we're experienced in helping customers just like you dismiss unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close by. That only means you're most likely paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Amy Bloom is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Amy Bloom can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for verity or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.